Pinellas County Housing And Community Development
Check AvailabilityUp To $75,000Down Payment Loan
Help With The First Step Home
Pinellas County offers income-qualified buyers a deferred loan for down payment and closing costs. Ask your mortgage lender to check the address, current income limits and loan terms before you plan around the assistance.
Eligible Pinellas County Service Areas
This is a loan secured against the property. Confirm the funding source, repayment triggers and any forgiveness terms with the county and lender.
Pass it along
Official guidanceLast checked Oct 25, 2026 · Official Sources Checked
- Area
- Eligible Pinellas areas; check address.
- Income
- Up to 80% AMI; confirm current limits.
- Buyer
- Primary home; mortgage and education rules.
- Loan
- Up to $75,000; deferred, interest-free loan.
- Repayment
- Confirm repayment and forgiveness terms.
- Apply
- Your lender files the county application.
Official income dollar tables conflict. Confirm current limits and funding-specific terms.
- Pinellas County Down Payment Assistance (opens in a new tab)
- Pinellas Homebuyer Underwriting Guide (opens in a new tab)
Last checked Oct 25, 2026 · Official Sources Checked