Monroe County · SHIP
Check AvailabilityUp to $35,000Deferred repair loan
Home repairs in the Keys.
Repair your home with a deferred county loan.
Monroe County · Florida Keys
Intake paused; November 1 announced. A 20-year mortgage-secured loan; forgiveness after year 10 is conditional.
Pass it along
Official guidanceLast checked Oct 22, 2026 · Official Sources Checked
- Home
- Eligible owner-occupied homes in Monroe County, Florida Keys.
- Requirements
- County confirms income, occupancy and property rules.
- Intake
- Paused; November 1 announced. Confirm reopening with the county.
- Loan
- 20-year, interest-free loan with deferred payments.
- Security
- Recorded mortgage and promissory note secure the loan.
- Forgiveness
- After year 10: 10% yearly through year 20, if rules are met.
Announced date does not mean applications are open.
Last checked Oct 22, 2026 · Official Sources Checked